Z. R. Naut is a banker and was, for a while, the manager of Mirith bank. A wizard with no use for material objects, he favours the redistribution of wealth among the population. He will, however, guard the citizens’ riches with all necessary zeal and responsibility, even when the excess makes him queasy.

Following strong disagreements with N'eroth as to the creation of New Mirith, the banker left the city in the company of two of his old Andrisian friends, the Miners' Nurses Zebeline and Daisy Mae. The details of the argument with the king are unknown; unknown is also Naut's destination, but it is suspected he went far, far away.

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